Care in a hospital that requires admission as an inpatient and usually requires an overnight stay.

Generally, your household includes the people you put on your tax form: you, your spouse, and any children or relatives you financially support. When filling out your application, do include:

The following immigration statuses are eligible to enroll in a private health plan: Lawful Permanent Resident (LPR) who entered the U.S. after August 22, 1996 Often called green-card holders. Applicant

The percent you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan. For example, 20%. In-network coinsurance usually costs

A fixed amount you pay for covered health care services to providers who contract with your health insurance or plan, for example, $15. In-network copayments usually are less than out-of-network

amount of money your household reports that is used to determine what type of financial assistance you may qualify for, such as reduced insurance premiums and lower out-of-pocket costs for

A group health plan that functions like a health spending account and is funded with employer contributions. Those contributions can then be used to reimburse pre-approved medical expenses. The ICHRA

Insurance companies package and sell insurance plans on the marketplace. One insurance company may offer several different plans with unique costs and benefits.

IDS health insurance plans have many things in common with HMO plans. IDS plans require that you select a primary care provider to coordinate your care, do not cover services

Coverage that is offered to an employee, and often his or her family, by an employer.